Chapter 7 Bankruptcy
New York Attorney Helping You Eliminate Debt
If you can't keep up with debt payments, you may be eligible for Chapter 7 bankruptcy, a program that gives you immediately debt relief so you can make a fresh start.
You may be facing frustrating situations like:
- Phone calls and threatening letters from creditors
- Frozen accounts
- Wage garnishment
- Lawsuits
My firm, the Law Offices of Scott R. Schneider, helps people in your circumstances. I will determine whether you are eligible for Chapter 7 bankruptcy, and if you decide it is right for you, I will prepare the filing and get you immediate relief from creditor harassment.
Contact me to arrange a free initial consultation about your options at my Hicksville, New York office.
Exploring Chapter 7 Bankruptcy Eligibility
While there have been changes to the U.S. Bankruptcy Code in the recent past, most people are still eligible for the debt relief provided in a Chapter 7 bankruptcy.
If you do not qualify for Chapter 7 bankruptcy, you may want to explore the alternative option of Chapter 13 bankruptcy.
If you do qualify and decide to file for bankruptcy, there will be a hearing within 30 days, followed by a 60-day waiting period. If there are no complications during that period, your debts will be discharged two weeks later. In the meantime, all creditor harassment and garnishments will stop.
A Lawyer to Help You Make a Fresh Start
Chapter 7 bankruptcy is designed for people who have few or exempt assets that could be used to pay off obligations like credit card debts, medical bills or auto loans. Chapter 7 can be used to erase your debt and allow you to start rebuilding your credit as soon as your debt is discharged.
If you need to eliminate debt so you can start saving money again and make a fresh financial start, contact me to discuss whether Chapter 7 bankruptcy is right for you.
