Experienced Bankruptcy Lawyer in New York
Having practiced bankruptcy law in New York for almost 20 years, I understand what motivates consumers and business owners in Long Island to consider bankruptcy. I also know what they are generally hoping to get from the process.
To discuss any of the following topics with an experienced bankruptcy attorney, contact me to schedule a free consultation at my offices in Hicksville:
- Chapter 7 debt relief: This type of bankruptcy allows consumers to eliminate certain types of debt. If you are interested in Chapter 7 bankruptcy, I will assess whether you qualify for it and inform you of the possible consequences before moving forward.
- Chapter 13 reorganization: This type of bankruptcy allows people to repay their debts over a three- to five-year period. Certain debts may be eligible for reduction under this plan. It is particularly helpful for people who have income and want to keep their homes.
- Stop foreclosure: If you are facing possible foreclosure on your home by your mortgage lender, you should contact a bankruptcy attorney right away to find out whether filing for bankruptcy can help you keep your home.
- Short sales and workouts: There are several alternatives to bankruptcy for homeowners facing foreclosure, but it is important to understand your options before attempting to negotiate with your lender.
- Modifications: If you are unable to keep up with your payments, you may be able to work with your lender to modify the terms of your loan or mortgage.
- Stop wage garnishment: Filing for bankruptcy can immediately stop the sheriff from taking money out of your wages to pay creditors who have obtained judgments against you.
- Release frozen bank accounts: If your bank has frozen your account at the request of a creditor, you may have limited time to act before your money is taken for good. Bankruptcy immediately releases your accounts.
- Stop harassing phone calls: Creditors are not allowed to call you at home, at work or anywhere else after you file for bankruptcy or for that matter after they learn that you are represented by a lawyer.
- Chapter 11 business bankruptcy: Chapter 11 bankruptcy is a procedure businesses can use to reorganize their finances with the protection of the bankruptcy court. I have helped many businesses through Chapter 11.
If you are considering consumer or commercial bankruptcy, make an informed decision with the help of a knowledgeable lawyer. Contact me today.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
